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Edina-SW Minneapolis Advice Givers (R) | Inspiring Entrepreneurs & Leaders in Edina, Minnesota

Shining a spotlight on the leaders that make Edina, Minnesota, a jewel of the Midwest. Listen as Edina leaders and entrepreneurs share their stories of why and how they got started, and what keeps their drive alive. Host Tim Murphy explores the people behind businesses and organizations that make Edina, Minnesota such a special place to work and live.
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Edina-SW Minneapolis Advice Givers (R) | Inspiring Entrepreneurs & Leaders in Edina, Minnesota
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Dec 14, 2018
Looking for an Edina workout that will "kick your butt?" Angie Bartness heads up an Edina fitness studio that will challenge your very core. It was built for athletes looking to challenge themselves - and they've met their match at Physical Culture(V)! Today on the Edina-SW Minneapolis Advice Givers(r) Podcast, you'll learn how Angie went from crafting fitness workouts at home, to building her very own studio from scratch -- a journey that had many bumps in the road. Physical Culture(V) is now a thriving boutique fitness facility catering to people that want to sweat and push themselves to levels they never thought they could achieve. How did Angie make this happen? Find out on EP 63 of the Edina-SW Minneapolis Advice Givers (R) Podcast. 
 
Learn more about Physical Culture classes
Learn more about Physical Culture Schedules
Learn more about the Physical Culture Team
Nov 30, 2018
How did a 4-H farm boy go from milking cows to becoming the premiere light design expert in Minneapolis? A passion for sales, an instinct for design, and entrepreneurship in his blood has made Filament Lighting founder Todd Pearsall one of the most trusted light design experts in the region. He takes you beyond the big box stores to a virtual unlimited world of light design to show off your home and personality. In today's episode, you'll learn:
  • How Todd's experience on the farm helped him get where he is today
  • The latest trends in lighting
  • Where Minneapolis falls when it comes to lighting trends
  • How he works with home decor experts
  • How he has maintained trusted relationships with some of the areas biggest builders
 
Enjoy this episode of the Edina-SW Minneapolis Advice Givers Podcast, and make sure you click and subscribe to the podcast!!!
Nov 8, 2018

Today we are at Zel Skin & Laser to speak with two of the top skin bloggers in the nation - the Skin Sisters. Real life sisters Brooke and Lauren who use their decade of professional dermatology experience to answer all questions about skin health.  From acne, skin care cream, to the most effective skin care products, the Skin Sisters MN cover it all.

Oct 25, 2018

Welcome to Episode 60 of the Edina-SW Minneapolis Advice Givers Podcast. Today Tim is in the Yoga studio of Modernwell, the first shared workspace in MINNEAPOLIS for female entrepreneurs and creatives. Today, you'll learn what Modernwell is, who it serves, the benefits of a shared workspace and how the 2016 election pushed it from an idea, to a dream come true for Julie Burton.  .

Oct 11, 2018
How did two guys go from creating frozen treats in their small college kitchen, to now being carried in thousand of stores nationwide? It's a combination is simple and kind. Simple - the ingredients in JonnyPops that have made them such a huge hit for people looking for simple and real, and kind for never forgetting their history and vowing to help those in the fight for their life.
 
Today, Tim Murphy sits down with Connor Wray, co-founder of JonnyPops in Edina. Connor talks about the pride he takes in the product and talks about the heartbreaking story of one of its early founders. 
 
Young entrepreneurs want their creations to do more than make money, they want to leave a foot-print of good in this world. JonnyPops is doing just that. This is a must-listen. 
Oct 4, 2018
If your dream of owning a home has been crushed by a recent report claiming you need a full 20% down, you need to hear another voice. A voice from an expert that lives in the world of home financing every day. Mortgage expert Carrie Guarrero is fed up with misleading media reports that deter people from pursuing the dream of home ownership, from escaping high rent and little space. Do you have to put 20% down on a house? Carrie says you don't need 20%, in fact it's even possible, in some cases, to get a loan with 0% down. Enjoy this spirited conversation between Tim Murphy and Carrie Guarrero on the Edina-SW Minneapolis Advice Givers (r) Podcast. 
 
For more information and to ask Carrie a question:
Carrie Guarrero
Producing Branch Manager
NMLS# 209015
Office: 952.851.8966
Email: cghomeloan@fairwaymc.com
Sep 20, 2018

Some of the most amazing and successful products on the market today were invented by accident, and that applies to Ben VandenWymelenberg, founder of WOODCHUCK USA. It all started while he was a student at The U. He invented something that saved his iPhone. What he didn't anticipate was the reaction from friends over that simple accessory. That reaction drove Ben into a business that creates beautifully designed wood products hand-crafted in Minneapolis. Today Ben takes you through Woodchuck USA's history. From the innovative way they got their product into a college bookstore, to why their run at Target almost put them out of business. Find out the exact moment changed the course of their business, and how that moment turned Woodchuck from a business that sells wood products, into a business that has literally changed the environment through each sale by connecting people with nature. 

Warning: Very passionate and direct language is used during this podcast.  

Sep 14, 2018
For a decade Nick Lundquist was a project manager at a large corporate bank. But then something happened. He began to feel like the work of his team went underappreciated. "My team and I did great work. We saved the company a lot of money." He found it frustrating to go from one project to the next without feeling the benefits of the solutions they created. That's when he realized it was time to branch out on his own, to create, problem solve and ultimately feel the results of his work - good or bad. 
 
Nick was becoming an entrepreneur, and he took that passion and applied it to a true niche in the fitness industry. A dedicated athlete himself, Nick opened Tooth X Nail, selling hard-to-find, high end athletic apparel for cross functional fitness, weight lifting and yoga. 
 
In this episode you'll hear more about Nick's decision to go out on his own, what it felt like those first few days after leaving his corporate gig, why brick-n-mortar has a place in our digital world and how his products are unique.
 
Welcome to the world of Nick Lundquist and Tooth X Nail on episode 56 of the Edina SW Minneapolis Advice Givers (r) Podcast! 
Sep 7, 2018
"I'm going to the cabin this weekend!" How many times have you heard that from a neighbor, a friend or a workmate and thought that dream of a 2nd home is out of reach for you. Think twice. Second homes are in reach for almost all of us. Mortgage expert Carrie Guarrero has created this dream many times over for her clients, and sits down with Tim Murphy to debunk the myths around what it takes to get into your dream getaway. In this episdoe, you'll learn: 
 
  • If you really need 20% down to finance a second home
  • The 3 most important things when considering a second home
  • The one thing you need before considering renting your 2nd home
  • And more
 
After this episode, you'll soon be saying to your friends, "I'm heading to my cabin this weekend!" Enjoy. 
 
To contact Carrie for more information, head here
 
Special thanks to Carrie Guarerro for hosting us this week, and thank you for listening to the Edina SW Minneapolis Advice Givers Podcast
 
Carrie Guarrero
Producing Branch Manager
NMLS# 209015
 
Office: 952.851.8966
 
Email:  cghomeloan@fairwaymc.com
 
 
Episode Transcript:
 
Carrie Guarrero:    00:00          You know, uh, being in this land of 10,000 lakes, Tim, it's just kind of a Minnesota staple. Everybody grew up going to somebody's cabin if it wasn't there.
 
Announcer:          00:11          Welcome to the Edina Southwest Minneapolis advice givers podcast. I'm going to the cabin this weekend. How many times have you heard that from a neighbor, a friend, or a workmate thought that dream of owning a second home is out of reach for you. Second homes are in reach for almost all the bus, fairway independent mortgage expert Carrie Guarrero has created this free many times over for her clients and sits down with Tim Murphy to debunk the myths around what it takes to get into your dream. Get away. In this episode you'll learn if you really need 20 percent down to finance a second home. The three most important things when considering a second home, the one thing you need before considering renting your second home and more and now outside on a beautiful, sunny, Edina day or maybe not, here's Tim Murphy.
 
Tim Murphy:         00:56          Carrie, have you ever heard of Murphy's law? Yeah, absolutely. So today we are shooting our podcast with Carrie and we are out any Dinah at centennial lakes and you know what it was supposed to be perfect. Is supposed to be 80 blue skies, beautiful weather. Well, Murphy's law hit and today it's raining. Carried. Didn't you hit hail on the weekend?
 
Carrie Guarrero:    01:22          A little bit of Hail on my way and that was fun. We had hail.
 
Tim Murphy:         01:26          Uh, there's a little wind and our buddy back here is blowing leaves. So you know what it's going to be an exciting episode today.
 
Carrie Guarrero:    01:35          We're excited to be here and we're gonna roll anyway because that's what we do, right? So we do, man, this is real life, right? It is indeed.
 
Tim Murphy:         01:42          So, Hey Carrie, the, one of the things I wanted to hit on was I read a really interesting article by us news and it talks about does it make sense to buy a second home? What are your thoughts on that?
 
Carrie Guarrero:    01:55          You know, being in this land of 10,000 lakes, Tim, it's just kind of a Minnesota staple, right? Everybody grew up going to somebody's cabin if it wasn't their own. I know I loved going up to Virginia and I have fond memories of getting on four wheelers and weapon through woods or to headed to duluth right after this. I am headed to duluth right after this and our favorite spot is up in madeline island and I was just looking at some memories from last year and one of my twins said, can we stay for another week? And you know, that's just kinda lake life is a Minnesota staple. So second homes are something that we need to talk about in Minnesota. 10 Thousand Lakes man.
 
Tim Murphy:         02:42          One hundred percent agree. I mean right when we're done, I'm heading up to brainerd, right? The leg. So I'm one of the things that they said was owning a second home may sound like something only the wildly rich do, but that isn't always the case. What do you have to say about that?
 
Carrie Guarrero:    02:55          That's absolutely positively not the case. I work clients every day. Who, number one a, inheriting cabin properties is a, something is a common occurrence because they're passed down from generation to generation. It was grandpa's cabin then it was mom's Gavin. Now it's my cabin, so we do a lot of remodeling or updating to those homes, a little down payment compared to what people think. I have a lot of conversations to him where I answered the phone and they're like, hey, I, I read this and I heard that I need to totally see in the article you said you have to have plenty of money to have a second home. You know, I guess that's a relative term. What is plenty of money, right? But you don't need 20 percent down, which a lot of people would think that you do.
 
Carrie Guarrero:    03:44          So I think that the plenty of money aspect, tim probably lends more into maintenance repairs and making sure that you can afford the payment. Right?
 
Tim Murphy:         03:54          So if I don't need 20 percent down, how do, how do you solve that problem? Because I thought for sure I would need 20 percent down.
 
Carrie Guarrero:    04:00          You don't need 20 percent down for a second home if you're actually going to utilize it as your second home and it's not an investment property, but your second home that you are going to be visiting throughout the year and spending time there. You don't need 20 percent down and in fact interest rates are very comparable to a primary residence is to, if your going to occupy that property as your second home throughout the year.
 
Tim Murphy:         04:24          What about debt? I mean, you know, obviously I have a first house right now. I'm taking on a second home. I mean, what do I have to think about as far as my, whether it's a debt to income ratio or the additional expenses of owning a second home. I mean, what, what's my concern?
 
Carrie Guarrero:    04:38          There are three things that I always counsel home buyers about when they're looking at second homes or investment properties. Quite frankly, the number one thing is reserves. You know, I, I talked to every one of my clients about what if something happens? You know what, what if there's a job loss or God forbid there's a temporary disability loss of income. Some sort, are you going to be able to continue to pay that payment so don't get so worried about, again, debt is relative so to how much income you make. Right? But in the article they talk about the debt to income ratio. Sure. Right? Sure. Well, but if you have money in the bank, that's where the magic is, right?
 
Speaker 1:          05:22          Because who worries when they have six months of reserves in the bank in order to subsidize payments or debt load if they need to, then there's not a big concern if something happens a month or two and you need to make up or a refrigerator goes out and you need to. So that's the number two thing I would say money in the bank in order to subsidize payments. If something happens. Number two thing is maintenance and repairs. I mean you're a homeowner already, right? So you know that the water softener goes out or the refrigerator goes out. Man, last week I walked into my kitchen, tim and I stepped into water and I was like, this is not good. What just happened? And it was coming from the refrigerator and I'm like, well yeah, we've only been here, this is a brand new refrigerator really?
 
Carrie Guarrero:    06:09          And I'm like, what is going on? But the, again, Murphy's law, it happens, it just happens. And so being prepared for those things is important. And when you have a second home, it's just that added layer of potential for maintenance and repairs. So a maintenance, that's the third thing. Who's gonna take care of this property. Everybody has these grand thoughts like I'm going to go to the cabin every weekend and then life happens and you have weddings and you have funerals and you have events, right? And you have other things that don't allow you to go to the cabins. So. But the lawn still needs to be mowed and the lake still needs to be taken care of and you know, just that standard maintenance stuff still needs to happen. So making sure that there are provisions and slash or that you know, you've set up for people to take care of those.
 
Tim Murphy:         07:02          The other thing is too, a lot of lake property has like, well and septic and things that you might not have if you live here in the suburbs. Absolutely. So I mean, what do I have to think about as far as expenses or what do you calculate to help me make sure that I'm taken care of there? I mean I don't, I don't even know what a well or septic is.
 
Carrie Guarrero:    07:17          Sure, sure. You know what? I have a lot of clients. In fact I was working with one just last week who was absolutely positively want to be in an association for my second home. You know, we're sitting here and there are a lot of them where they've set up little communities right where they have an association and they've got a maintenance guy that's running around taking care of the grounds and it's a great setup for people because they can plug in and just like the homes that we're sitting here looking at today.
 
Carrie Guarrero:    07:49          You know, there's a, there's town homes and the leaf blower guy is out there blowing leaves and so goes the situation in an association for a lake home. So, um, you know, that's one thing that I would say if somebody is really concerned about maintenance or whatever, those opportunities exist out there. Right? But the second thing would just be do your research, you know, know what you're dealing with. So if you're not familiar with well and septic and you're going to now own one, if it was your primary residence, you would get familiar with it, right? You would know what you were dealing with, you would know what pumping out your tank looked like. You'd know what doing a well test look like. I can do a lot of those things. Tend to find all that information for sure. Absolutely. And we help guide people through that as professionals, right?
 
Carrie Guarrero:    08:37          We deal with that stuff every day, so it's not something to be overly scared of. Okay.
 
Tim Murphy:         08:43          Another thing that people talk about when we're talking about debt is, well, hey, if maybe my debt to income ratio is too high or maybe I don't have just enough reserves, you know what, in today's digital age, I'll Vrbo, airbnb. I mean, I'll just rent it. What are your thoughts on that?
 
Carrie Guarrero:    08:58          Huge, huge new thing, right? Um, it's so funny. I was just traveling myself and we absolutely did that. We went and rented somebody's apartment for a week and it was awesome and I would just caution folks that there is a big difference between a second home and an investment property. Number one. Uh, yeah. Second home, you're actually going to primarily use that for your own personal use cabin, right? Right. It's a cabin at someplace you're going to plan to go to every weekend or whatever throughout the summer.
 
Carrie Guarrero:    09:32          Family with your friends, enjoy it. Right? But if you have a couple times a year that you decide, hey, I'm going to rent it out on weekly cabin rentals.com or whatever the name of those sites are, a, you go ahead and do that, but don't count on that income. I go back to my first statement, make sure you've got reserves because if you count on that income and then it doesn't happen and that puts you in trouble, I don't want you to be there.
 
Tim Murphy:         10:00          Okay. So from a financing perspective, am I allowed to do that?
 
Carrie Guarrero:    10:04          As long as. So that's where I sat. All right. If that's just happening once or twice a year, not a big deal. You get into nightly rentals, et Cetera, and that's a totally different kind of loan that is a commercial property, right? There are actually documents that you signed that say I am not going to rent my house out on a daily basis.
 
Carrie Guarrero:    10:25          Right. So that's just, there's a big difference between the two and I am happy to help walk people through those variables.
 
Tim Murphy:         10:34          Like there's a lot of different options and there's, well if this then that. Right?
 
Carrie Guarrero:    10:38          You know what? People get scared, they read articles and they go, hey, I can't do this or you know, I've got to be extraordinarily rich in order to make this happen. Bottom line, they just need to pick up the phone and let's walk through it. And if the time's not right now let's make a plan to get to where you want to be. Will carry you. Just read my mind because point number five in this article is a whole of this seems a lot harder than it looks. It's not.
 
Tim Murphy:         11:06          Yeah, I mean, it sounds like you have it all figured out. All I gotta do is just call you and we're good to go.
 
Carrie Guarrero:    11:11          Well, the media would love to complicate things, Tim, you know, loans for those of us that do them every single day. And we've done a lot of them. We get that for you. It's not something you do every day, right? But that's why you call upon the professionals to help you establish a plan to get to where you want to be.
 
Tim Murphy:         11:33          So what are your thoughts, you and off our little episode here on the u s news article. I mean, what should people think when they read this stuff?
 
Carrie Guarrero:    11:41          You know, uh, like I just said about, uh, the media scaring people, I think don't disqualify yourself. I think a lot of news articles put seeds of doubt in people's minds. And then they just don't make that phone call, they just don't send that email, they just don't apply online. Don't let that stop you. Check it out. What do you have to lose?
 
Tim Murphy:         12:05          Well, and especially when you got someone with your experience on the side window article says that it looks a lot harder than it seems. Maybe if they contact you it will be a lot easier than it seems. Well, we love to make it easier what people think.
 
Tim Murphy:         12:20          Carrie, thanks a lot for coming on today. I love talking about this subject.
 
Carrie Guarrero:    12:23          Absolutely a pleasure to be here.
 
Announcer:          12:25          If you would like to learn more about Carrie Guarrero and Fairway Independent Mortgage, head to EdinaAdviceGivers.com While they're subscribed to advice givers by clicking the itunes or stitcher link and make sure to follow us on facebook and instagram to get behind the scenes photos and video from this episode. Special thanks to Carrie Guarerro and thank you for listening to this week's episode of the Edina-SW Minneapolis Advice Givers Podcast!
Aug 23, 2018

Teenage ‘sisterpreneurs’, Isabel and Caroline, share the story of how making 150 bath bombs in their basement for the Uptown Art Fair has exploded into a nationwide frenzy. They've gone from selling out at the Art Fair to now being carried in over 12,000 stores. Because of an ever increasing demand, da BOMB Bath Fizzers are locally produced by a crew of 150 in Edina.  Additionally, they are supporting multiple causes around the world as a way of giving back. This episode teaches us that there is no age barrier when it comes to achieving your wildest dreams.

Aug 9, 2018

The Village in Waterville, MN, comes from the desire for one successful Twin Cities lender to return a favor she received years ago.

Carrie Guarrero lived it.

22 years ago she was a single mom with little money for food. Her kids needed to eat, so she turned to a food shelf for help. She was grateful for the food, but will never forget how she was treated as she asked for help.

22 years later, Carrie and her husband have opened The Village, a place for community events and celebration, but more importantly, a safe, non judgmental place for a free meal.

Learn about how it all started and get inspired by the impact one couple has made on an entire city. This episode is especially important for all of us who pack every hour of our day with business and family obligations. Sometimes we need to step back and think about our legacy. This is Carrie's...

Jul 24, 2018
Megan Pankratz was sick of firing people. She had a high paying HR job she couldn't stand, a job that was not fulfilling, and a  job she couldn't see her self doing long-term. So, with the support of her best friend (the hubby), she walked away from it, ventured into the unknown and followed her passion. It took a lot of hard work and hustle, but within four years Megan opened Aesthetic Skin Care Studio in Edina, providing high quality waxing services, results driven facials and massage therapy to customers she cares passionately about. Looking for skin that will give you confidence? This episode is for you. Looking for that push you need to follow your own entrepreneurial dream? This episode is for you, too!   
Jun 29, 2018
As the local housing markets get tighter and tighter, today’s home buyers get frustrated with their limited options. With a historical low inventory but with normal buying demand, people are finding it hard to purchase a home that’s right for them. But don’t lose hope yet because our friend, Carrie Guarrero of Fairway Independent Mortgage, welcomes us in her home to share a mortgage hack that could be your ticket to a home in that perfect neighborhood!
 
 
To Contact Carrie:
 
NMLS #2289
Fairway Independent Mortgage
3001 Metro Drive, Suite 280
Bloomington, MN 55425
612-599-9282
Jun 15, 2018

How did a birthday gift bloom into Edina's First Brewery? Today brothers James and Sean Ewen share the story of how a 21st birthday beer brewing kit sparked not only a passion for the art of brewing, but the drive to turn it into Edina's first brewery. 

Jun 3, 2018
Starting to get nervous about the medication you're told will solve the problem?

What about the medication that's supposed to deal with the side effects of the first prescription? 
 
If you have had endless trips to the doctor, and have tried every prescription under the sun while making no progress with your health issues, then this episode is for you!
 
Today you'll learn there's another way. A way to tackle your health issues, not by putting a band-aid over the symptoms, but by getting to the root of the problem and turning your body into a disease fighting machine. Tim Murphy is sitting across from  Dr. Katie Corazzo at Balanced Care in Edina, to explore the process and goals of Naturopathic Doctors, and why you should consider giving this method a chance.

To contact Katie, head here.
 
Interested in learning how to solve helath issues that bypass mainstream medicine? You may want to check out:
  • Ep 42 with Jack Younggren and the benefits of Cryotherapy
  • Ep 38 with LIV Chiropractic's Scott Hawkins
  • Ep 30 with Mats Sexton, The Pindoctor!
 
Edina, MN is filled with fascinating businesses run by fascinating people. Stay with us each week for a new profile! Want to learn more about your favorite Edina/SW Minneapolis business? Let Dave the Producer know: dlawson@edinaadvicegivers.com
May 21, 2018
On this episode of Advice Givers (r) Tim Murphy is in Waterville at the site of Saturday's Sakatah Challenge for the American Warrior Initiative. With a long family military history, Carrie Guarrero from Fairway Independent Mortgage not only chairs this race, but she's passionate about making sure veterans know their options and are treated fairly when it comes to home loans.

On this episode you'll learn
  • More about the Sakatah Challenge, and why it's important
  • Special VA Loan option for injured veterans
  • Why you need a second opinion on your VA Loan
  • Carrie's plea to sellers
 
Special thanks to Carrie Guarerro for hosting us this week, and thank you for listening to the Edina SW Minneapolis Advice Givers Podcast
 
Carrie Guarrero
Producing Branch Manager
NMLS# 209015
 
Office: 952.851.8966
 
Email:  cghomeloan@fairwaymc.com
May 14, 2018

Picture framing can be an after-thought, something secondary to the art being displayed, but to Cara Callahan at Callahan Framing on 44th street in Edina, it's an art form in itself. Framing not only compliments and protects the art, proper framing blends the art seamlessly into its surroundings. Cara is an expert framer, and she treats everything, from rare art worth thousands of dollars, to the pictures your child brings home from kindergarten, with museum quality care.  In this episode, you'll learn

  • the secrets to proper framing
  • the one questions you should always ask a framer before trusting them with your treasure
  • and how photographers and artists have boosted their reputation and bottom line by teaming up with Callahan Framing.

Make sure to subscribe to the Edina-SW Minneapolis Advice Givers (r) Podcast by clicking the Stitcher and iTunes links on this page. Also, follow us on Facebook and Instagram for behind the scenes photos of today's episode. 

Who would YOU like to hear on the podcast? Let us know by sending an email suggestion here: DLawson@EdinaAdviceGivers.com

 

Thanks for listening!!!

 

 

Apr 29, 2018
Need a workout designed around your need to run? Performance Running trains runners. Period. Mark Johnson, a stay at home dad for 10 years, decided to combine his excitement for running and training, and open a facility to help fellow runners take their passion to a whole new level of personal success. This is a for runners by runners, and nothing else. No fancy cafe, no pool, just equipment and training that helps runners cross the finish line strong. Learn the story behind Performance Running and how it has quickly built a loyal following on the latest edition of Advice Givers (r)! 
Apr 20, 2018
Welcome to episode 45 of the Edina-SW Minneapolis Advice Givers Podcast (r), today Tim Murphy sits down again with show partner, Carrie Guarrero. Carrie Guarrero is not only a top mortgage lender with the CG Home Loan Partners at Fairway Independent Mortgage, but also a top career coach with Fairway Ignite. She helps guide professionals and clients through the bumpiest roads to success as they define it. So how does "Mama C" handle all of this and 7 kids to boot? Listen to the episode and find out! To lean more about Carrie, and get contact information, Read on...

 

Apr 7, 2018
When done right, ballroom dancers look as if they are gliding across the floor. It is a sexy, seductive and challenging art form that is  beautiful to watch. Thanks to Dancing with the Stars and other dance-style shows, ballroom has found acceptance in mainstream America, but it wasn't always that way. Gene Bersten of Dance With Us America at Soutdale Center in Edina, used to hide his passion for ballroom from his friends. He was afraid of the teasing that would follow if discovered. Now, people of all ages are flocking to Gene to learn how to perform this classic dance form. Gene is an accomplished dancer with a wall of championship trophies to his name, but his pride comes not from that, but from the accomplishments of his students. He's such a great teacher, that one of his closest students (known as his brother Alan Bersten) is now one of the pro's on Dancing With the Stars. Tim Murphy sits down with Gene to talk about dance, tight clothes and hard work. 
 
To learn more about Gene, head here
 
Make sure you click the links on this page to follow us on iTunes and Stitcher to get our latest episodes! Also, follow us on Instagram and Facebook for behind the scenes photos and video from this episode. 
Mar 22, 2018
Tim Murphy talks to an Edina travel agent about why travel websites may prove the be the worst planner for your next vacation. A1 Travel in Edina doesn't talk the talk, they personally walk the beaches, eat the food, and scope out the accommodations at some of the world's hottest destinations so you get the best advice for your dream vacation.  From family travel to cruise travel, A1 can handle it all -- except for time travel. They're still working on that one. Close, though! To learn more about the world's most amazing travel destinations, and get amazing travel tips, call A1 Travel at 952-925-2551
 
Keep up with Advice Givers (R) on Facebook and Instagram, and subscribe to our podcast via iTunes and Stitcher. 
 
Know someone you think would make the perfect guest on Advice Givers? Have them contact Dave Lawson: dlawson@edinaadvicegivers.com
Mar 12, 2018

It's the secret weapon for professional athletes in the Twin Cities -- Cryotherapy. In fact, it's where athletes on all levels go to freeze away their pain. Halo Cryotherapy just celebrated their one-year anniversary in Edina and today you'll learn about what cryotherapy is, what it's for, and exactly what you'll feel once you climb into a Cryospa from Halo Cryotherapy's Jack Younggren. 

 To learn more about Jack Younggren and Halo Cryotherapy, head here, or call (612) 425-1715. Make sure you tell them that you learned about them on the Advice Givers Podcast. 
 
While there, subscribe to Advice Givers (r) by clicking the iTunes or Stitcher link above, and follow us on Facebook and Instagram for behind the scenes photos and video from today's episode. 
 
Know someone you think might make the perfect guest on Advice Givers? Let me know, contact me, Dave Lawson through email: dlawson@edinaadvicegivers.com ... you can also DM me through Instagram or Facebook, as well..
 
 
Special thanks to Jack and his amazing crew for such a fun time at Halo Cryotherapy... and thank YOU for listening to the Edina SW Minneapolis Advice Givers Podcast....
 
FULL TRANSCRIPT:
 

Tim Murphy: 00:00 You woke up this morning and if you're like most people, your knees might be aching. Maybe yesterday you had an awesome workout and your muscles are sore. Those squats, a 400 pound weights got you're really aching and that body just it needs, it needs a jolt of something. Well today we have something brand new for you. It's called Halo, cryotherapy and so that's where we're at today with Jack Younggren in Edina and his shop called Halo Cryotherapy and I think you guys are going to love it. Jack. Thanks for being on today, man.

Jack Younggren: 00:41 Absolutely. Thanks for having me. You're speaking my language.

New Speaker: 00:45 Yeah, exactly. We all wake up with some aches and pains. Only. Absolute. I don't care how old you are, but today we're gonna. Learn a little bit about basically going into a nitrogen bath, which not only does it look cool, but it kind of sounds cool. Yeah, absolutely. So tell us a little bit about that. Yeah, for sure. And how do you, how do you land on something like this?

Jack Younggren: 01:06 Oh Man. So I got into it because I was running marathons, I was training, I was waking up sore like you were describing a, um, but I loved it and it was something that I was passionate about and I, uh, I was a football player in high school and I woke up sore and stiff and I needed to get back and ready for that next training session or that next practice.

Tim Murphy: 01:27 And then like we talked about d jumping into that big ice bath

Jack Younggren: 01:31 Big 'ol bucket of ice cream minute of it, man, I hated it. And now I, uh, I had a buddy that started something with cryotherapy in the twin cities and he reached out to me and I was like, yeah, I want to try it. So I went in and three minutes later I come out of this extremely cold machine and I feel great. And I'm like, how is this happening?

Tim Murphy: 01:52 Uh, and how long ago was that?

Jack Younggren: 01:54 That was about four years ago. Oh Wow. Yeah.

Jack Younggren: 01:57 So four years later. Here we are, but I got A. I got into it because I needed to recover faster and I needed less aches and pains and I was sick of the ice tub. So

Speaker 1: 02:09 what were you thinking? I mean, it's your first. Your buddy calls you up says, Hey, you got to come over and try this out. Yeah, I mean, what were you thinking?

Jack Younggren: 02:17 I was thinking that sounds extremely cold. He's like negative 250 degrees. And I said, I don't know if that's physically possible. And he had me come in and just check it out, show me the machines, kind of like we were doing a couple of minutes ago and just seeing how it works and what it looks like and trying to wrap my head around it. And before you knew it, I was in there going through it.

Tim Murphy: 02:40 And when you saw the machine, what were you thinking?

Jack Younggren: 02:42 I thought it looked like a spaceship.

Tim Murphy: 02:42 Right?

Jack Younggren: 02:45 That's what I said too. It looks like a standing tanning bed that you could fly through outer space and yeah, that's cool. Um, but it's uh, it's a really cool process.

Tim Murphy: 02:55 So when you got in the machine, I mean, what, what did it feel like? It

Jack Younggren: 03:00 feels like you're outside walking outside your mailbox in your underwear, kind of, um, you know, it, uh, it's not windy or cold. It's a completely different feeling. You think you hear those numbers negative 250 degrees and it's intimidating and it creates some anxiety and it's hard to wrap your head around, but it's completely different while you're in there than what you would imagine it being. It's a completely external cold and, and, um, and it's not as unbearable as a nice path is. It's a lot easier than an ice bath.

Tim Murphy: 03:35 So when you did it your first time, you got out of there and how did you get hooked? I mean, what, what were you thinking? What were you feeling?

Jack Younggren: 03:42 Yeah, so I immediately felt this huge blood flow. Uh, that just went from my core out to the extremities. I felt alive very, very alive. You get this big endorphin release. It's like that runner's high or that high. You get after a big workout where everything feels good, your blood pumping and your heart just feels like, you know, like you're a kid again. Uh, and that's how I felt when I got out of there. I was like, I've never felt anything like this before. And I was hooked immediately. And so I just, I wanted any part of it that I could. So I got a job, I asked for a job, what can I do for you? Sign me up. I need this every day. I got to get into. Exactly. Exactly. And so I started working with them and learning as much as I could. And that was something that I wanted to do because, um, you know, I went to school for Physical Education, kinesiology and I love how the body works and I love figuring out how my body works versus somebody else's. Everybody's got their own, uh, their own situations and everybody is different. Uh, and trying to find out how something like this can affect everybody that walks through the door. Uh, and it's been a really cool process learning that, um, and translating it into my background and my education, uh, has been a really cool process.

New Speaker: 05:08 So you got a job now for sure. You're going in there every day. You're like, dude, thanks for hooking me up. Right, right now. But again, like you said, you're not just doing it because you want to learn or recover yourself. You're starting to realize, and you kind of talked about this before we got on and you start to realize, wow, look at how it can help other people. So talk a little bit about that experience as your, you know, working there, what are you seeing that really got you hooked? Because now today, I mean you're running the show so you had to not only fall in love when you got in there, but you had to fall in love with it as you see it, help other people. So walk us through that a little bit, right?

Jack Younggren: 05:45 Yeah. So that's a great question. I've seen some really, really cool things the first time that I really saw how it can extremely change peoples lives. A young Gal came in as a hockey player, she had a hip injury and she needed labor, um, surgery, which is a big deal for 17, 16, 17 year old body. Um, and so she used Cryo therapy for pre and post surgical protocol. So before she had surgery for about a month, she did crowd therapy on a regular basis and uh, it helps to decrease inflammation and swelling in the injury site. And what that does is that it gives the surgery surgeon a very clean workspace so that they're able to work in that area without worrying about swelling and different things like that.

Jack Younggren: 06:35 And then afterwards she came in and right away when she was able to stand in the machine, she got in with a crutch and she was able to stand on two legs in there and decreased pain, increased a anti-inflammatory proteins in the blood stream to help with the healing process. And that blood flow really, really helps with the healing process. It's an amazing thing. I've seen that with that hip surgery. I've seen it with cosmetic surgeries, I've seen it with other back surgeries, tons of different things. Like that, but that, that young girl coming in there and seeing how it can help her body to recover faster, uh, was an amazing thing and it kind of opened my eyes to, OK, I got to see more of this and I gotta I got to help as many people as possible.

Tim Murphy: 07:20 And why was that? Why is that so important to you, to you, you know what I mean? Because a lot of people look at me first and then maybe I'll help somebody else I can tell, you know, just talking to you today, you really about helping people. Why, why is that so important to you?

Jack Younggren: 07:31 You know, I think that, uh, through what I've kind of been through in my life and my experiences, I've people have helped me so much that it kind of turned my focus to I'm giving back what's been given so freely to me. Um, so that's just kind of what my structure and belief system is. Um, because I feel that you can walk through life and be focused on yourself all day, but you're really going to, you're really going to benefit from changing your focus to other people and helping other people. And that's what, what helps me, what drives me on a daily basis. That's cool man.

Tim Murphy: 08:11 Um, so do you have any other stories that, you know, something also along the way or. Well, you've been here at Halo, cryotherapy that just blew you away or a story that just blew you away about how this has helped somebody.

Jack Younggren: 08:25 Yeah, absolutely. So it crowd therapy was created by our rheumatologists for rheumatoid arthritis patients. And the first rheumatoid arthritis story that I had was a of a middle aged gal. She came in and she struggled mightily with her symptoms of Ra. It was ravaging her body, uh, couldn't grip the steering wheel to drive around a, she was taking prednisone when she had flare ups. And prednisone is hard on the body. All those injections and different. She'd take me on a medication for awhile and then it would stop working and her body and the Ra kind of figured that out and so then she'd have to change meds.

Jack Younggren: 09:05 Uh, and it was a really hard process for her. She's like, I can't do the things that I used to be able to do exercise. I can't, you know, walk my dog at the end of the day. I can't do the things that I want to do. And by coming and doing cryotherapy on a daily basis, uh, she was, she got off all of her meds. No Way. She never, she didn't have to take prednisone. She started working out again. She was able to, you know, do the things that she wanted to do, which is really cool. I mean, I just remember when, so you take like a vector score of the, the and your body and she came in with something like a [inaudible] and she, after a year of cryotherapy, her numbers were down in the teens. So 46 out of 100. 40 six is just a kind of a scale.

Tim Murphy: 09:52 Yeah, it's out of. I think a hundred. OK, yeah. So 46 out of a hundred, let's say unofficially. And then she went from that all the way down to like a 13 or 17, 17. Wow. I mean, that's like getting your life back. Right? Right. And I mean, it just changes, changes her whole outlook on life. Um, so those are really cool stories to see and they become part of our community and our family. Uh, because you see them every day, you see these people every day, you know, some days they come in bumming, some days they really need you. And some days they come in on the top of the world and cloud nine, I'm bringing you cookies because they appreciate what you're doing for them. You know, they're, they're just part of who, who we, uh, we associate with. They become one of us.

Tim Murphy: 10:37 Man, that's awesome. Jack, you know, I can really see how you can get addicted to being a part of all that.

Tim Murphy: 10:43 And, you know, I was thinking to myself before I came in and, uh, really the way I summed it up was that, you know, you guys believe that the human body can overc ome any obstacle thrown its way. All it needs is a little help and a miracle can happen. And maybe the car therapy is the little help that you're giving people.

Jack Younggren: 11:03 Yeah. We're giving the body a little bit of a boost. Our body has a, uh, an automatic response to extreme cold temperatures and it's built in and all that we're doing is we're, we're given that boost as you said, or that we're tapping in to that resource. Uh, it only takes a couple of minutes and the body does the rest of the work for you. So whether you're a, a youth athlete or you're an elite athlete, um, that needs a little bit more recovery. Uh, you know, like some of the Viking guys, like we're talking about a little bit earlier, um, or, you know, or you have an inflammatory condition, like one of our every day guys had had Crohn's disease. Uh, you know, those are things that we're able to help our body to attack. Um, we're, we don't want, are those, those inflictions to attack us anymore. We want to help our body to attack it. So cool.

Tim Murphy: 11:57 So, um, the, you know, I kind of want to sum up because this is, I mean I knew nothing about this coming in today and I still don't know if I understand it completely right. It's all good. But basically with the use of extreme cold, you're triggering your body's natural spa responses, increasing blood flow and releasing hormones that help the body heal. Right? So walk us through the science of that because I think people are, especially our listeners are really going to be curious to understand that.

Jack Younggren: 12:28 So it's a pretty simple process and what we're using is nitrogen vapor. Nitrogen in its purest form is in extremely cold, cold, uh, element. So we use nitrogen vapor to surround the body and alert emergency receptor in the skin. I'm only cooling our clients skin temperature. I'm not dropping your core temp and causing hypothermia. I'm only affecting your skin temperature and the body does the rest of the workforce. So what happens after we're exposed to that cold is the first off. Our body says, Whoa, something's going on. And it releases endorphins right away. First thing, we'd get this huge rush of endorphins and those endorphins, uh, make us feel really good. They give us that runner's high. It's our body's natural painkiller. So if you come in with aches and pains, those are alleviated right away. So that's the first thing that happens is endorphins are awesome and our blood vessels in our skin clothes while we're in there to protect our vital organs.

Jack Younggren: 13:29 And that's part of the body saying, Whoa, something's going on. So it sends all that blood to our core to protect the vital organs. And when we step out, we get Vasa dilation of all the blood vessels throughout the body. Those blood vessels expand and all that blood from our core that was picking up oxygen and enzymes and proteins rushes out to the extremities, to the muscle tissue, flushes out toxins in the blood and flushes out inflammation in the joints to help with those achy joints that you were talking about a little bit when we wake up in the morning. Uh, so that vigorous blood flow helps with a ton of different parts of the bodies, you know, the healing process, uh, and there are cytokines in our bloodstream and they have a huge part in our inflammatory response. There are pro inflammatory cytokines that respond to exercise or to inflammatory conditions.

Jack Younggren: 14:18 Those create inflammation in there are anti inflammatory cytokines that fight inflammation for us. All right now as we're walking around and every day life we have way more pro inflammatory cytokines and we have anti inflammatory. So what crowd therapies able to do is it's able to increase our anti-inflammatory cytokine levels so that as our body tries to build inflammation, those anti inflammatory cytokines are knocking it down. So we're even in the playing field between those cytokine levels so that we don't become so inflamed and were able to skip some of that inflammatory response and go right into healing. So that's a big part of the puzzle for us.

Tim Murphy: 14:58 Wow, that's crazy. How many, I mean, I know this is going to vary, but how many times do I have to come into your every day? Do I come in once a week? Once a month? I mean, what is that line of a treatment that is effective but yet not overkill?

Jack Younggren: 15:16 Right. Great question. Um, so the first 30 days is the most important. We all have systemic inflammation of some sort, whether we do have an inflammatory condition like raw or were average Joe's training to exercise every once in a while to stay fit. That inflammatory response, uh, is winning right now. So that first 30 days we want to flip the inflammatory script. We want to get those anti-inflammatory proteins up. So I like to say about 10 to 12 times in that first 30 days we come in and we do whole body crowd therapy. Get that inflammatory response. Cool. Down a little bit and then we can, you know, find a happy spot for us. I think the one to two times a week, uh, for most people is a good spot to be. If you're an elite athlete or someone that has a, an inflammatory condition, you might have to do that a little bit more than that. There's no boundary to how much you can do it. I have a lot of people that do it every day. Me, myself, I'm about four or five times a week just because I like it and it makes me feel good, but everybody's different and we're able to personalize that for everybody that walks through the door.

Tim Murphy: 16:25 That's really cool. That's cool man. Um, so, you know, you don't just have the full body treatment, you guys actually have, um, the whole body treatment. You have a local cryotherapy and then you also have a cryo facial. Yes. Or I mean you guys got it all covered here today, so go into that a little bit. I think people are, I was kind of astonished that you had of a cryo facial,

Jack Younggren: 16:47 right? Right. Yeah. So the crowd facial is really cool. It was created in the late two thousands, uh, and it helps to boost collagen production and slow down the college ace that breaks down or Collagen in our skin. So we're using cold temperatures to address the head, face and neck with the stream of nitrogen vapor. And what that does is that it increases blood flow to the skin and it cools that surface of the skin so that our body creates new healthy skin cells.

Tim Murphy: 17:15 Give us an example because I'm just thinking, do you know if my wife came in here, she would love this, you know, why would somebody come in here instead of going and getting a full body facial or. I mean tell us a story about that. There's got to be plenty of ladies that said, you know, I've been going to this place to get a massage and do this and that, and then I tried your place and wow, it just, it feels like it's maybe healthier. I don't know. Yeah.

Jack Younggren: 17:38 So it's completely non invasive for one. You can come in as, as a takes 10 to 12 minutes and it gives you just this natural healthy glow. I'm not putting anything on your skin. We're not any chemicals. I'm not poking you with needles, uh, and it helps the body to do what it's supposed to do. Naturally. We're not adding anything to the puzzle. Uh, the body is an amazing, amazing tool and it can do incredible things if we just give it what it needs. So we're back to that jumpstart kind of an idea that you're talking about or that boost. We're using those cold temperatures to stimulate that, that healing process in the body. So a lot of people prefer it because we're not causing any appealing or you have to kind of hunker down for the next three days before a big event. You can come and do a crowd facial and then go to dinner or a big, you know, a big event that night and look great.

Tim Murphy: 18:33 How does that happen? I mean, how does he do this to your face?

Jack Younggren: 18:35 So it takes the top layer of the skin and it replaces it with fresh, healthy skin cells and it also increases blood flow so that you have that healthy glow to the skin. That's the first thing that people say is that I my skin looks more vibrant and it feels like I just washed it with like water from a fountain of Youth and it. It's visible to you getting rid of wrinkles. Yeah, you can. You can see the wrinkles. You need a little bit more time to do it a little bit more of a regular basis to get that college and production up. That's the slowest piece of the puzzle. And by slow, I mean like a month, month and a half of doing it once or twice a week, you're going to really reduce the appearance of wrinkles sunspots age.

Tim Murphy: 19:20 Wow. Yeah. That's cool. That's cool. And then, so the local, I mean, you get, like you said, you have some athletes that are coming in every once in awhile in local, you know, being an athlete myself, I remember, you know, obviously you put the ice pack on your leg or you do the electroshock therapy and you put those patches on there and you're trying to, you know, get your quad or something like that. I mean, is that how you use the local or you know, how do athletes take advantage of that?

Jack Younggren: 19:45 Right. So the local escrow therapy, we use the same machine that we use for the crowd facials and it isolates and individually area of acute pain or inflammation. Uh, so we see a lot of ankle injuries, a lower backs shoulders, um, a lot of areas that have repetitious task issues. Tennis elbow is a good example, um, but say an athlete comes in with a, with an ankle sprain and they're swollen and they're bruised and that blood flow is constricted from all that soiling and compression.

Jack Younggren: 20:16 So we use the localized girl therapy to cool the surface of the skin, increase that blood flow and send a message to the brain, says, hey, something's going on in this area and I need to address it and the body does the rest for us. It's a really cool process, but we're not cooling the muscle tissue or the under the skin temperature like, uh, like an ice compression would, um, that sends blood flow out of the area. What we're doing is we're bringing blood flow to the area to help with the healing process. Because if you're sending, if you're icing your quad, your son and blood flow away, hoping that it comes back and does some just good for you. What we're doing is we're just saying, hey, this area, there's something going on in here and they need to figure it out, figure it out. And so the body sends blood flow to the area of flushes. All that, those toxins that are causing the inflammation and the swelling gets that stagnant blood flow out and helps with the flushing out and healing process.

Tim Murphy: 21:12 This, I mean, this is, you know, it's so simple yet, but it's so cool. It's like using the body and you're just, you're just a spark for the body to really stimulate a lot of different senses and hormones. But, um, we're, I mean, where is this going to go in the next five years? I mean, is this going to even get more in depth? Is there going to be a lot more ways to apply this technology or this, because this has been around for how long you see the Chinese or Japanese or something's been around since 1978. So where's it gonna go? Where do you think

Jack Younggren: 21:45 question? I think, you know, the growth has been really, really rapid. When we got into it, we were, there were less than 10 of us in the country and now there's over 700 and counting and they're, they're popping up all over the place and I think that it's only going to continue to grow because if it's not invasive nature, um, it's really quick and easy. Uh, you're only in here for 10 minutes unless you want to hang out. You're more than welcome to news today. Yeah. But yeah, it's quick and easy. You don't need to bring anything. We've got everything you need for you. So I think that these places in these, in the way that we're able to not worry about taking medications, we're not putting anything into the body. Uh, I think that that's the route that we're going with our health and wellness care right now. Uh, you know, the insurance systems are kind of goofy for some people. People are struggling to find ways to feel better and I think that we're, we're a way that we can really help them out with that.

Tim Murphy: 22:44 Well, that's awesome. And then, you know, we always like to ask how, uh, we're big believers in giving back to the community and I thought one thing that you had mentioned is that you're a big proponent of giving some of this cryotherapy to sports teams in the local areas. Tell us a little bit.

Jack Younggren: 22:58 I think that was cool. Yeah. You know, we, uh, we love support and are low or local sports teams. Uh, you know, they work hard, they're practicing like crazy. And for me as a high school athlete, if I would've had something like this, uh, to try and set up that 50 gallons a, I would've jumped on it for, for me and my dad, who also is here with us, he w we grew up as, as a big sports kids. Um, he was a coach, I was a coach and so we know how much work goes into it. So supporting those local teams, uh, and basically given them a bare bones, a price to just cover costs and get in here and get some, some team bonding. Nothing's, nothing's more fun than laughing at your Buddy's house on a pretty cool way to bring them in and get them to do so, uh, you know, just helping our local schools out, you know, whether it's a silent auction and donate and donating our services to help them raise money, uh, things like that. We love being a part of the community.

Tim Murphy: 24:01 Well I have to see. Jack, this has been one cool experience. So thanks for coming today.

Jack Younggren: 24:06 Thank you. We appreciate having you.

Mar 1, 2018
Considering a new construction home? With spring around the corner, and the annual Parade of Homes open for business, it's hard not to be tempted by the thought of starting from the ground up. But is it for everybody?  Certainly not, according to home finance expert Carrie Guarrero from Fairway Independent Mortgage. Today Carrie passes along some real-world advice about the top two things to expect when dealing with new construction. She says if you can deal with two obstacles, then you may be ready for new construction. Plus, she'll tell you why new construction may be the best decision you've ever made. This is a must listen for anyone considering a move in 2018.
 
You can contact Carrie at Fairway Independent Mortgage by calling: 952-853-0222 
 
Make sure to subscribe to the Edina-SW Minneapolis Advice Givers Podcast (r) by clicking the Stitcher or iTunes links, and make sure you follow us on Facebook and Instagram, as well, for behind the scenes pictures and video of this episode. 
Feb 18, 2018
Welcome to episode 40 of the Edina SW Minneapolis Advice Givers (R) Podcast!  Is your college student feeling homesick? The excitement from moving out of the home can quickly be replaced by anxiety and loneliness.  Today we're inside the studios of Love from the Nest, a new Edina company that creates college care packages centered around the comforts of home, sent with love and support by the people that miss them most. Today you'll learn how growing up on a farm provided valuable lessons in entrepreneurship for founders Kristen Karpinsky and Tracy Rickert , what to expect emotionally as your child transitions from high school to college, and how the idea of Love from the Nest was born - and what it will mean for a loved one longing for home. 
 
Make sure to click the links for Stitcher or iTunes and keep up with the latest episodes when they are released. Also, follow us on Facebook and Instagram for behind-the-scenes video and pictures from today's episode! 
Feb 11, 2018
Welcome to episode 39 of the Edina-SW Minneapolis Advice Givers Podcast, today we are at Urban Landworks to talk with co-owner Mike Bollinger about this year's most popular landscaping trend in Edina and SW Minneapolis, a trend that will keep the kids outside and make your backyard the envy of the neighborhood. Be careful, though, it can become addictive. In fact, Mike has 7 of them! Learn about that and the history of Urban Landworks, and the reasons why Mike and his crew love what they do. 
 
Subscribe to Advice Givers (r) by clicking the iTunes or Stitcher link above, and follow us on Facebook and Instagram for behind the scenes photos and video from today's episode. 
 
Know someone you think might make the perfect guest on Advice Givers? Let me know, contact me, Dave Lawson through email: dlawson@edinaadvicegivers.com ... you can also DM me through Instagram or Facebook, as well..
 
 
Special thanks to Mike and his amazing crew for such a fun time at Urban Landworks.
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